Our Insurance Services

The Modern Risk Solutions service methodology is underpinned by four key focussed areas:

  1. A comprehensive understanding of our client’s risks from their specific industry, business, systems and operations;
  2. Open and relevant communication with honesty and trust; Listening to our clients;
  3. Partnership, shared values and success. We also want to share in our client’s passion, vision and aspirations for their business;
  4. A sense of urgency in getting things done (especially during the claims process);

Insurance shouldn’t be placed in isolation to the direction, needs and requirements of business and individuals. Modern Risk Solutions ensures any insurance solution aligns with a thorough analysis as to the operating context of our clients.

We want to know the economic, legislative and environmental factors that impact or, more importantly enhance the business potential of clients – and, how insurance can be best utilised to sustain, exploit or enhance identified opportunities.

Start-up Insurance


When you start a business you have a lot of risks in a different variety of areas from the management team, technical, market, financing and operations.

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Venture Capital Asset Protection

Venture Capital Asset Protection

A VCAP Insurance policy recognises that venture capital firms and their partners have unique exposures. Protect your firm’s returns through the preservation of capital.

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Incubators and Co-working Insurance

Incubators and

Professional Indemnity Insurance is an important policy to protect anyone providing consulting, advice or professional services to others.

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Compulsory Insurance Policies:

  • Workers Compensation Insurance (Workcover)

Essential Insurance Policies:

  • General Business Insurance (Fire; Theft; Money; Public Liability; Glass; Property)
  • Industrial Specialist Risks (ISR) (combines Fire, Burglary, Accidental Damage and other risks into one broad single policy for multiple premises)
  • Professional Indemnity Insurance
  • Cyber Liability Insurance
  • Personal Accident Insurance
  • Management Liability (Directors & Officers Insurance)
  • Motor Vehicle(s) & Home Insurance
  • Life Insurance / Trauma / TPD / Income Protection

Additional Risks and Insurance from:

  • Corporate / Leisure Travel
  • Machinery Breakdown
  • General Property & Tools of Trade
  • Business Interruption
  • Construction Insurance
  • Builders Warranty
  • Product Recall
  • Trade Credit
  • Goods in Transit
  • Tax Audit
  • Mergers & Acquisitions
  • Investment Managers Insurance
  • Marine
  • Aviation
  • Event
  • Kidnap & Ransom
  • Surety

Insurance For Digital Startups

Modern Risk Solutions is the only dedicated Insurance Broker supporting the Australian Start Up Ecosystem.

From Start Up Grind, the York Butter Factory, Inspire9, Blue Chilli, Pollenizer, Fishburners, SydStart, Angel Cube, Silicon Beach, Entourage, Spacecubed, HUB and everywhere in‐between… we are another support company joining this list with a passion to see Australian start ups scale into global sustainable businesses. Sadly, only 4.8%* do and we are determined to change that!

We work with founders and their investors to bespoke insurance solutions not only for the business as it looks today – but for the future.

If you are a local Australian company or an inward global business (such as a Delaware incorporation) we work with our global insurance partners to provide relevant insurance outcomes here and overseas.

*Silicon Beach: A study of the Australian Start Up Ecosystem 2012.